Has a recent hailstorm damaged your vehicle? Don’t stress – the Dent Code is here to help. We’ve been servicing St. Louis for over 30 years, providing expert hail damage repairs and handling all the details with your insurance company for a smooth, stress-free experience.
What to Do After Hail Damage
- File a Claim with Your Insurance
If you have full coverage, the first step is to file a claim with your insurance company. Liability coverage won’t cover hail damage, but full coverage will!
- Call The DentCo
Once you’ve filed your claim, give us a call. We handle everything from there, including communicating with your insurance company, scheduling repairs, and assessing the damage.
- What If the Settlement Doesn’t Cover the Full Repair Cost?
No problem! Insurance companies often don’t cover the full cost of repairs in their initial settlement. We can take a closer look at the vehicle under our specialized lights, document all the damage, and submit a supplement request to your insurance for more funds.
- It's Not Too Late to File a Claim!
Even if the storm happened months ago, you can still file a claim—typically within 12 months. Don’t wait too long though, as the insurance company may close your claim if too much time passes.
- What’s Not Covered?
Certain damages, such as prior collisions or non-hail related storm damage, may not be covered by your hail damage claim. Be sure to speak with your insurance company to clarify.
Will Filing a Claim Affect Your Insurance Rates?
Rest assured, hail damage claims are considered "Acts of God" and won’t affect your insurance rates like an at-fault collision would.
Contact Us Today!
If you haven't filed a claim yet, now’s the time! If you've already filed but the settlement was insufficient, bring your paperwork to The Dent Code and we'll take care of the rest. We’ll fight to ensure you get the coverage you deserve.
Call us today at 636-230-6002! Let us handle the details so you can get back on the road with peace of mind.
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